Why Should You Hire a Retirement Planning Consultant in Minnesota - J&S Partners

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  • Author: J&S Partners Inc.

Did you know that in two decades from now, more than one out of every five Minnesotans will be an older adult, which means that “Minnesota is expected to reach the peak ‘retirement-to working-age ratio’, with nearly

Asset protection concentrates on protecting and preserving property from seizure by predators, creditors and/or taxation. However, every state has their own state laws, county laws and state taxes. It’s not only about protecting your assets on a

As with virtually all financial matters, the easiest way to be successful with a cash management program is to develop a systematic and disciplined approach. Spending a few minutes each week to maintain your cash management program,

We’ve all heard about the importance of having life insurance, but is it really necessary? Usually, the answer is “yes,” but it depends on your specific situation. If you have a family who relies on your income,

By taking steps in advance, you have a greater say in how these questions are answered. And isn’t that how it should be? Wills and trusts are two of the most popular estate planning tools. Both allow you to

One of the most attractive features of an annuity is its tax-deferred status. Generally, you won’t pay any income tax on the interest or earnings until you start taking withdrawals in retirement (age 59½ or later). Qualified

A simplified employee pension plan (SEP) is a deferred-compensation arrangement that is similar to a profit-sharing plan. It can be set up by employers and self-employed individuals, as well as sole proprietorships and partnerships. Employers receive tax