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Annuity Companies Texas
Annuities are a great way to provide yourself and your loved ones with financial security and peace of mind. You should consider including them when developing your long-term financial plan. Our advisors at J&S Partners Inc. can provide information intended to help you determine whether they are the right option for you. If you're searching for one of the top annuity companies in Texas, our affordable working relationships with our clients and our successful custom strategies make us a perfect fit for you and your family.
Secure Your Future with Annuities in Texas
Annuities are available in varying types and categories. The classification can depend on the tax status, disbursement, rate calculation, and purpose of the annuity.
Supplement your income in retirement
Receive regular payments
Receive tax benefits
Potential death benefits
Don't stress over stead income during your retirement years
Let Us Show You
The Different Types
of Annuities in Texas
Single Life Annuity Texas
For a specified period or throughout your lifetime, you can use a single-life annuity in Texas to receive guaranteed payments during your retirement. The regular monthly payouts can secure your financial position for as long as you live. Payment amount is dependent on how much you invest. Schedule a free consultation to determine whether it’s the right option for you.
Individual Retirement Annuity Texas
With an individual retirement annuity in Texas, you can enjoy tax benefits similar to those of a traditional IRA account. The deferred tax can provide additional savings as you grow your retirement nest. Our professionals can help you choose between a fixed annuity option or variable annuities to include in your plan. Please schedule a free consultation with our financial experts to find out whether an IRA annuity in Texas is the best fit for your goals.
Non-Qualified Annuity Texas
You can increase your potential for a secure financial future with a retirement product entirely funded with after-tax dollars. Only the earnings from your investment are taxable, providing additional tax benefits. J&S Partners Inc. provides retirement planning services that can help you choose the right plan for a non-qualified annuity in Texas.
Qualified Annuity Texas
A qualified annuity is a strategy within a retirement plan that is funded with pre-tax dollars. The amount that you contribute to the qualified annuity is from gross earnings and grows overtime tax free. Your taxes are postponed until you withdraw funds after (during) your retirement. For our Texas clients, we do a comprehensive analysis of your portfolio and retirement plan to ensure that we provide you with all of the costs and benefits of a qualified annuity in Texas.
IRA Annuity Texas
We focus on low-risk assets and an IRA annuity in Texas fits the bill. Placing an annuity inside of an IRA can potentially lessen your risk for saving in retirement and create tax-free lifetime income payments. We can help you determine if an IRA annuity is right for you based on the goals you're trying to achieve. Depending on how you're using your existing IRA, we will do a full analysis of your portfolio and retirement plan to give you the best options possible when it comes to IRA annuities.
Find Out More About Annuity Companies in Texas
Annuities may be an excellent addition to your overall retirement plan. Make sure that you understand the different types of annuity options available for you and how they align with the bigger financial plan.
Annuities are long-term investments
designed for retirement purposes. Withdrawals of taxable amounts are subject to income tax and, if taken
prior to age 59½, a 10% federal tax penalty may apply. Early withdrawals may be subject to withdrawal
charges. Optional riders have limitations and are available for an additional cost through the purchase of a
variable annuity contract. Guarantees are based on the claims paying ability of the issuing company.
At J&S Partners Inc., we believe in educating our clients on the best retirement plans to grow wealth and secure their legacies. We can assist you in figuring out the right annuity for you. Schedule a free consultation online or calling today.
Schedule A Free Consultation
We offer personalized, result-oriented solutions that are designed to meet the challenges faced by our clients. You can sleep easy knowing your assets and legacy are secure for your future generations to inherit by getting in touch with us today. Schedule a no-obligation free consultation.